Your all-in-one payment solution
Cards. Accounts.
Crypto.
Wave Digital brings cryptocurrency and everyday spending into one app — with multi-currency accounts rolling out next.
Fiat and crypto, one place
Crypto today.
Fiat accounts next.
Accounts
Coming soonUSD and EUR multi-currency accounts are on the way, operated by our regulated third-party payment provider, with SEPA and SWIFT rails for local and international transfers. Wave Digital is not a bank and no interest is paid on funds held.
Crypto wallets
LiveIntegrations with more than 30 blockchains put every major cryptocurrency within reach. Assets are held with BitGo, one of the most trusted custody providers in the industry, rather than on the platform itself.
Accepted across 170+ countries
Spend fiat or crypto,
anytime, anywhere.
With the Wave Digital Mastercard you spend without limitation — and without converting your crypto to fiat first. Choose the card that suits you.
Issued instantly in the app. Fast, secure exchanges between crypto and fiat, with hassle-free low-fee transactions.
Get the virtual cardConventional yet powerful, with a higher limit. Same fast, secure crypto-to-fiat exchange, delivered to your door.
Order a physical card
Move money both ways
On-ramp and off-ramp,
without the friction.
On-ramp: crypto acquiring
Buying crypto is the hardest step for most people. Wave Digital lets you buy any supported cryptocurrency with Visa, Mastercard and local payment methods.
Off-ramp: crypto into fiat
Never be locked into a token. Sell crypto for fiat at any time and send money straight from your wallet to your own bank account, a third-party account, or someone else's Mastercard.
The pinnacle of
the Wave ecosystem.
Wave World Club is the most exclusive tier in the Wave Digital ecosystem — a sleek black metal Visa card built for high-net-worth individuals and global entrepreneurs who demand the highest standards in crypto-fiat versatility.
Get started
Be first when accounts open.
Join the waitlist for multi-currency accounts, and get the app to start with crypto today.
Available to individuals aged 18 to 70. Service availability depends on your country of residence. Wave Digital is not a bank — see the Risk Warning.
Already using crypto? Get the app today.